★ Introducing the world's first ★
401(karma)
A fund for your next life.
We take the second part seriously.
TAKE THE KARMA TEST → SEE THE POLICIES → BUILD YOUR OWN →
both are free · no commitment · karma is non-refundable
Not a real financial product. The karma part is real.
Not affiliated with any religion, financial institution, or the concept of death.
How it works · It's very official
STEP ONE
01
Take the Assessment

Understand where your energy lives in this lifetime. The test surfaces which preferences resonate most. It takes as long as you want it to.

STEP TWO
02
Choose Your Policy

Select your duration. Add the preferences that matter. Or choose nothing — that is also a complete policy. Set your intention for your next incarnations.

STEP THREE
03
Receive Your Certificate

Proof of intention, not outcome. What you chose, what you wrote, when you committed to it. Intention counts.

The bottom line
INVEST IN YOUR
NEXT LIFE.

Most financial products plan for your retirement. This one plans for what comes after that. The window is open. Right now.

TAKE THE KARMA TEST →
Past lives do not guarantee future outcomes. Please do good things anyway.
For entertainment purposes and genuine behavioral change. We are serious about the second part.